Brantford! These are your Hot Streets with the fastest selling family sized homes and your Buyer Opportunities in April 2025 😎
this is an exercise I go through with my buyers that are looking to sell their home in order to upgrade to a larger one. Sure we look at the new listings as well, but to maximize your bank for the buck (especially in a slower paced market like this) the best opportunities come to those who know how to deal hunt!
Shoot me a message and I’ll send you all the info 🙌🏼 ...

Just because the Bank of Canada changes its rate doesn’t mean your mortgage rate follows suit.

The Bank sets what’s called the overnight lending rate—that’s the interest rate banks charge each other for short-term borrowing. It’s basically the foundation for all lending in Canada.

When that rate moves, it influences mortgage rates, but your lender still decides what rate you get based on things like risk, competition, and their own profit margins.

So yeah… the Bank might set the vibe, but your lender’s the one deciding if you’re getting the premium cocktail mortgage or a boxed wine mortgage. 🍷😂 ...

If I keep using the word “uncertainty”, my dogs are going to think that that is their new name…
A pause by the BOC even as our inflation numbers are projected to dip is a signal that they aren’t sure what to expect from our economy in the next couple of months. On again / off again tariffs that could have an inflationary effect on our economy are looming and this could heavily affect those (including buyers) that are employed in the industries that are most likely to be affected by them.
Luckily, our current real estate market allows for a lot more breathing room for buyers to make sound decisions. This stuff may be extremely geeky, but it’s very important to keep up on it in order to make the best decision possible. ...

Brantford’s Real Estate Market in March 2025 surprised me. After a fast paced January and a hot start to February the demand (aka number of sales) cooled very quickly. Inventory built up a bit over the month, but the March median sale price in Brantford actually increased by 4.2% to $650,000 overall which was 4.6% higher than last year. So we’ll see what April brings us. 👀👀

Matt’s Stats: Brantford Median Sale Prices End of March 2025
📍Oakhill/Airport – $1,555,000
📍Myrtleville/Mayfair – $737,500
📍Brierpark/Greenbrier – $715,000
📍West Brant – $695,000
📍Henderson/Holmedale – $675,000
📍Echo Place/Braneida – $647,500
📍Terrace Hill/E & N Wards – $532,750
📍Lynden Hills – $495,000
📍Eagle Place – $470,000

Understanding the Brantford real estate market at the neighbourhood level is essential for buyers and sellers alike. While city-wide averages provide a general snapshot, they often fail to reflect the unique characteristics and value drivers of each area. That’s why tracking the Brantford’s neighbourhood median sale prices can give you a more accurate picture of your home’s potential value. ...

A lot of buyers tend to shy away from condos just because of how they view the condo fees. Sometimes when you break down the numbers the condos make a lot more sense than their detached counterparts! ...

I WAS WRONG 🥺
With sales activity stalled in what should’ve been the start to our busy “spring" season in real estate, a lot of buyers are now watching our international relations play out to try and plan whether or not they’re making a move in 2025. The odd thing is that usually when sales aka demand drops, prices tend to go with it, but we’ve actually seen an increase in both average and median sale prices here in Brantford. We’re going to have to stay tuned to see what’s in store for Brantford`s spring market. ...